Farm and Crop Insurance

Farm Insurance
​Maryland Department of Agriculture is committed to working with the state's farmers to manage the risk associated with farming in the 21st Century. Financial risk is a key concern for our state's farmers.
The Maryland Insurance Administration has produced a consumer's guide that focuses entirely on insurance issues relating to agricultural operations. The Consumer's Guide to Farm Insurance in Maryland is intended to help farmers understand their coverage and options for property insurance, including liability and crop insurance resources. The guide provides definitions of terms and types of coverage, purchasing tips, contact information, and frequently asked questions about farm insurance.
Visit the Maryland Insurance Administrations web site for more information: 

Link to the Maryland Insurance Administration

Crop Insurance



Another key element of risk reduction for farmers is crop insurance. Crop insurance, subsidized and regulated by the USDA-Risk Management Agency (RMA), is an important tool in managing financial risk associated with farming. It is intended to help farmers survive disasters and return to profitability, providing they purchase an adequate amount of protection.
Maryland farmers underutilize federally subsidized crop insurance compared to counterparts in other parts of the country. To improve participation rates, USDA-RMA has partnered with MDA and the University of Maryland since 2002 to increase awareness and understanding of crop insurance. Participation is increasing and Maryland farmers are reaping the returns. In 2011, Maryland farmers received more than $30 million in crop insurance payments or about $1.80 for every $1 spent by farmers on crop insurance premiums.
In 2012, farmers invested more than $12 million in premiums for more than 6,600 crop insurance policies covering $359 million in liabilities. Close to 70% of corn acres, 80% of soybean acres and 50% of wheat acres are protected by Crop Insurance.

Farm Bill Education Workshops Planned for August in Maryland

ANNAPOLIS, MD – The 2014 Farm Bill will bring changes for dairy and grain farmers in Maryland. Farmers are encouraged to participate in a series of workshops to be held across the state in August to prepare for decisions they will need to make to participate in 2014 Farm Bill programs.  The workshops are sponsored by the University of Maryland’s Department of Agricultural and Resource Economics (AREC), University of Maryland Extension, Maryland Department of Agriculture (MDA), USDA – Risk Management Agency, and USDA-Farm Service Agency.

 The 2014 Farm Bill is complex and details of how the bill will be implemented are not expected to be available until early August. The purpose of the workshops is to provide farmers with a better understanding of the new programs in the farm bill and how these programs could potentially affect their operations. The workshops will also provide grain and dairy producers with details about the decisions they will need to make and provide them with decision tools.

Each workshop costs $10 and covers the cost of lunch.  The following workshop schedule includes topics to be covered at each session:

  • Lower Shore – August 12 (10 a.m. to 3 p.m.), Wicomico Extension Office, commodity programs;
  • Upper Shore – August 13 (11 a.m. to 2 p.m.), Queen Anne’s County Fairgrounds, commodity programs;
  • Southern Maryland – August 15 (10 a.m. to 3 p.m.), St. Mary’s Agricultural Service Center, 26737 Radio Station Way, Leonardtown, MD 20650, commodity programs;
  • Northern Maryland – August 18 (10 a.m. to 3 p.m.), Baltimore County Ag Center, 1114 Shawan Rd, Cockeysville, MD 21030, commodity and dairy programs;
  • Central Maryland – August 19 (10 a.m. to 3 p.m.), Dutch’s Daughter Restaurant, 581 Himes Avenue, Frederick, MD 21703, dairy programs; and
  • Western Maryland – August 21 (10 a.m. to 3 p.m.), location TBA, dairy programs.
  • For more information on the workshops, contact the local University of Maryland Extension Office

    Managing Risk

    Maryland farmers discuss how they manage risk. Click on the video links below for interviews with these farmers. Watch the Spanish version.


Please Note...

“In accordance with Federal law and U.S. Department of Agriculture policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, contact USDA, Office of the Assistant Secretary of Civil Rights, Whitten Building, 1400 Independence Ave., SW., Washington, D.C., 02050-9410 or call 1-866-632-9992 Toll Free; or 1-800-877-8339Federal Relay Service; or 1-800-845-6136 (In Spanish); or 1-800 795-3272 between the hours of 8:30 am and 5:00 pm Eastern Standard Time; or (TDD) 720-2600. USDA is an equal opportunity provider and employer.”